Current Rates Available Only in Wyoming

EFFECTIVE AS OF October 16, 2017

INDIVIDUAL RETIREMENT ACCOUNTS (IRA)

**Variable rate accounts subject to change**
Minimum of $500 to open
**Penalty for early withdrawal
TERMSAnnual Percentage Yield %Interest Rate %Heritage Club Annual Percentage Yield %Heritage Club Interest Rate %
1 Year Fixed Rate 0.350.350.400.40
1 Year Variable Rate 0.100.100.150.15
2 Year Fixed Rate 0.600.600.650.65
2 Year Variable Rate 0.300.300.350.35
3 Year Fixed Rate 1.061.051.111.10

TIME CERTIFICATES (UNDER $10,000.00)

Minimum of $500 to open
**Penalty for early withdrawal
TERMSAnnual Percentage Yield %Interest Rate %Heritage Club Annual Percentage Yield %Heritage Club Interest Rate %
3 Month CD**0.100.100.150.15
6 Month CD**0.200.200.250.25
1 Year CD*0.250.250.300.30
1 Year CD** (Add On)0.150.150.200.20
1½ Year CD**0.350.350.400.40
2 Year CD**0.500.500.550.55
2 Year CD** (Add On)0.300.300.350.35
2½ Year CD**0.550.550.600.60
3 Year CD**0.750.750.800.80
4 Year CD**1.111.101.161.15
5 Year CD**1.161.151.211.20
5 Year CD**(Add On)0.850.850.900.90

TIME CERTIFICATES (OVER $10,000.00)

Minimum of $500 to open
**Penalty for early withdrawal
TERMSAnnual Percentage Yield %Interest Rate %Heritage Club Annual Percentage Yield %Heritage Club Interest Rate %
3 Month CD**0.200.200.250.25
6 Month CD**0.250.250.300.30
1 Year CD*0.350.350.400.40
1 Year CD** (Add On)0.200.200.250.25
1½ Year CD**0.450.450.500.50
2 Year CD**0.600.600.650.65
2 Year CD** (Add On)0.400.400.450.45
2½ Year CD**0.650.650.700.70
3 Year CD**0.850.850.900.90
4 Year CD**1.211.201.261.25
5 Year CD**1.261.251.311.30
5 Year CD** (Add On)1.061.051.111.10

NOW CHECKING

Minimum of $100 to open
Minimum daily balance of $500 to obtain the disclosed annual percentage yield.
Now CheckingAnnual Percentage Yield %Interest Rate %
$500 and over0.030.03

VARIABLE RATE MONEY MARKET

Minimum of $1000 to open
Variable Rate Money MarketAnnual Percentage Yield %Interest Rate %
$0.01 - $24,999.990.120.12
$25,000 - $49,999.990.120.12
$50,000 - $99,999.990.150.15
$100,000 - $249,999.990.200.20
$250,000 and above0.250.25

VARIABLE RATE SAVINGS

Minimum of $100 to open
Variable Rate SavingsAnnual Percentage Yield %Interest Rate %
Statement Savings0.060.06

CHRISTMAS CLUB VARIABLE RATE SAVINGS

Balance cannot exceed $5,000
Variable Rate SavingsAnnual Percentage Yield %Interest Rate %
Christmas Club Savings0.500.50

VARIABLE RATE SAVINGS (MINOR)

Minimum of $25 to open
Variable Rate SavingsAnnual Percentage Yield %Interest Rate %
Minor Savings0.500.50

VARIABLE RATE HEALTH SAVINGS ACCOUNT

Minimum of $100 to open
Minimum daily balance of $500 to obtain the disclosed annual percentage yield
RNB HSAAnnual Percentage Yield %Interest Rate %
$500 and over0.150.15

All APY accurate as of 10/16/2017

*APY – Annual Percentage Yield

  1. All variable rates are subject to change after account opening.
  2. A penalty may be assessed for early withdrawal on Time Certificate Deposits.
  3. Fees imposed on accounts could reduce earnings.

Please Contact an RNB employee for further information about applicable fees and terms.